So, here is Esther's idea:
DEFINITION: A federally funded "bank" where you may deposit any "what if..." concepts you might have, practical, impractical, everyday,visionary, and receive compensation according to certain parameters.
DETAILS: Your idea is entered into a "databank" of ideas, which is linked to a database of producers/users searching for ideas to implement. First, your idea is monetarily evaluated according to two categories:
1) intrinsic value to the planet and humanity;
2) producer/user looking for idea in that field.
You are then notified if there is a match with a user or not. If there is, your account is credited the amount it is calculated to be worth. You may then withdraw this amount as cash. If there is no match, you are credited the "intrinsic" value of the idea. Your idea will earn interest, which you may withdraw at designated intervals. However, you may not withdraw the total value until a producer match arises.